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Payment Options
Reliable In‑Home Care offers flexible payment options to make support accessible and straightforward for families. Because our services are non‑medical and fully hands‑off, most clients use private pay or long‑term care insurance. Additional programs may apply depending on eligibility.
Affordable
Ways To Pay
Flexible Payment Options
1 / Private Pay
Families may pay directly for services using:
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Credit or debit card
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Bank transfer
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Check
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Approved third‑party payees or trustees
Private pay offers the most flexibility in scheduling and service customization.​
2 / Long‑Term Care Insurance
Many long‑term care insurance policies reimburse for:
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Homemaker services
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Companion care
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Supervision and routine support
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​We provide documentation to help families submit claims for reimbursement.
3 / Veterans Benefits (Eligibility‑Based)
Some veterans may qualify for support through:
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VA Aid & Attendance
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VA Homemaker & Home Support Programs
Coverage depends on VA approval and individual eligibility
4 / Medicaid Waiver (Varies by State)
Certain Medicaid waiver programs include Homemaker or Companion services. If a waiver covers these categories and RIHC is an approved provider, families may use waiver funding.
Programs That Do Not Apply
RIHC does not provide personal care or medical services, the following programs do not cover our services:
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Medicare
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Standard Medicaid (non‑waiver)
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Programs requiring hands‑on ADL assistance

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